Get the Funding You Need in
24 Hours
Ready to access anywhere from $10,000 to $100,000 for your business? Funding is based on your performance, not your credit report.
Start Your Application
- No Commitment Required
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No Credit Checks. No Collateral Required.
Just business funding based on your actual revenue.
What We DON'T Check
❌ Personal credit score
❌ Credit history length
❌ Credit card balances
❌ Collateral or assets
What We DO Check
✅ Business revenue (minimum $10k/month)
✅ 6 months of bank statements
✅ Business operating history
✅ Industry and growth potential
We Understand Everyone's Credit Journey is Different
Are You New to Canada?
Building credit takes time – your business revenue speaks for itself!
Are You a Young Entrepreneur?
Age shouldn't limit your business potential when you have strong revenue!
Are You a New Business Owner?
Your business performance matters more than your personal credit history!
How We're Different
Traditional Lenders
Start with credit check
Deny based on credit history
Require extensive documentation
Take weeks to decide
Demand collateral
Start with revenue verification
Approve based on business performance
Simple bank statement review
Decide within 24 hours
No collateral required
Revenue-Based Approval Process
Your Path to Approval in 5 Simple Steps
Share Basic
Info
5 minutes
Provide Banking
Secure, read-only access
Receive Offer
Within 24 hours
Accept Terms
Clear, simple agreement
Get Funded
Same or next day
Strong Revenue Matters More Than Credit History
Skilled Trades
Restaurants & Food Service
Auto Repair
Shops
Retail Stores
Healthcare Practices
Personal Services
Straight Talk – We’ll Answer Some Frequently Asked Questions
Honest Answers You Really Need About No Credit Funding
Will checking my options hurt my credit
No, we do not run credit checks; therefore, there is zero impact on your credit score.
What if I'm new to Canada and have no credit history here?
Great news! We assess your business's revenue and performance right here in Canada, without focusing on your credit history from elsewhere
What if I've been rejected by banks for lack of credit?
Bank rejections don't matter to us. If your business generates consistent revenue, we want to help you continue to grow.
Do you check for bankruptcy or legal issues?
Yes, we do verify there are no active bankruptcies, enforcement actions, or outstanding liens that could affect repayment.
What if I'm a young entrepreneur with limited credit?
More great news! We believe that business success is driven by strong revenue and cash flow, not by the age or credit history or length of a business!
Your Business Identity Goes Beyond Your Credit Score
Let's Focus on Your Future, Not Your Past.
DIRECT LENDER SINCE 2019
